What is a title search?

A title search is a systematic examination of public records and documents to confirm property ownership and uncover any claims or liens against the property. This process is crucial in real estate transactions as it ensures that the seller has the legal right to sell the property and that it is free of any encumbrances that could affect the transaction. Title searches typically involve reviewing historical records, deeds, and legal documents related to the property to provide prospective buyers or lenders with assurance regarding the legitimacy of the property's title.

Understanding the details that a title search uncovers is vital for homeowners, buyers, and real estate professionals. The identification of liens, which are legal claims against the property for outstanding debts, can prevent future legal issues and financial losses. Ensuring that the property is encumbrance-free allows for smoother real estate transactions and greater peace of mind for all parties involved.